Review Your Car Deal Paperwork Before You Sign
At the dealership the paperwork comes fast, usually at the end of a long day. Auto Shield reads it back to you calmly, using only the numbers printed on your documents.
Private • Fast • Plain-English results — informational only, not legal advice
The numbers worth finding before you sign
- Selling price of the vehicle — and whether it matches what you agreed to
- Down payment and trade-in credit applied
- Amount financed
- APR, stated as a percentage
- Finance charge — the dollar cost of the financing
- Monthly payment and the number of payments
- Total of payments — what the deal adds up to
Add-on products
Service contracts, extended warranties, GAP coverage, paint or fabric protection, key replacement, and theft-etch products are usually optional and usually priced separately. Each one added to the financed amount also adds interest over the life of the loan.
Dealer and government fees
Documentation fees, electronic filing, title, registration, and taxes commonly appear. Many are legitimate and disclosed. The goal is simply to see each one, know the amount, and know which are optional.
What Auto Shield produces
One report showing the price and financing figures as printed, the add-ons with their costs, the fees, and a clear "what this vehicle could cost you" view built only from document-supported numbers or clearly labeled calculations. If a figure is not on the paperwork, the report says so instead of estimating.
Documents people upload here
- Buyer's order or purchase agreement
- Retail installment sale contract
- Lease agreement for a vehicle
- Service contract or warranty paperwork
- Financing disclosure pages
Still sitting in the finance office?
Photograph the pages with your phone and get a plain-English read before you sign.
Frequently asked questions
- Can I check the paperwork after I already signed?
- Yes, and many people do. Understanding what you signed helps with questions about add-ons, cancellations, or refunds you may be able to ask the dealer or lender about.
- Will it tell me if I got a good deal?
- It will not judge the deal or compare prices. It shows the numbers your paperwork states and explains what each one means.
- Can add-on products be removed?
- Optional products are often removable or cancellable, but that depends on the product and the contract. The report shows what your document says about each one so you can ask directly.
- Is this legal advice?
- No. ShieldMyDoc provides AI-powered document analysis and educational information. It does not provide legal, financial, medical, or other licensed professional advice, and AI analysis can miss things. For a serious decision, talk with a qualified professional in your state.
How your document is handled
- No account is required to run a review.
- Your document is used to produce your report — it is not sold or published.
- Reports and files are only stored in an account if you choose to save them after signing in.
- Full details are in our privacy policy.
Keep reading
ShieldMyDoc provides AI-powered document analysis and educational information. It does not provide legal, financial, medical, or other licensed professional advice, and AI analysis can be incomplete or wrong. For an important decision, talk with a qualified professional.
Don't sign it. Don't pay it. Shield it.
Upload your document and understand it before you agree.